I think we have a question of the road or the vehicle with Web 3.0.
When the web started out, it was a novelty and good for a little bit and not much more. When the speed and ease of access was improved, we moved to Web 2.0, which pushed things from being casual to being work. Now, as you pointed out, we are pushing what we do from the Web to be casual, work and home. It is interwoven in every aspect of our lives. But, is it the web or the infrastructure? Or is that the next step?
We still drive on roads or use hard routes to move us from point A to B. The next evolution of travel would be to remove the hard routes and have people traveling from point A to B in whatever is the quickest method.
Has Web 3.0 removed our need for points of connection to keep the web together? No.
Has it removed the need to have a web browser as the interface? Yes.
So, we see that we no longer need to drive on the road and we can use different vehicles. Web 4.0 will be when we are connected at any point. IoT is that, but for right now, many people still keep the big I (Interent) and haven't envisioned the little i (internet) of Things.
The next phase will not use an IP address. It will look more like a latitude-longitude on a map. It will give the location of voxels.
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