One of the interesting things I learned from a past relationship is that "managing money" is a completely different proposition from "managing NO money."
Managing money tends to be about investing and allocating resources, whicle managing no money tends to revolve around budgeting and setting priorities.
I've found that the most useful thing I could do was track where every single cent goes. Identify "empty spending," meaning all those things where you persuade yourself "it's only a handful of change" so you spend it. It's surprising how apps that cost "only $0.99 a month" turn into something. Same with "oh, I'll just grab a sandwich at the market instead of bringing one I made at home."
I've actually found Hive to be a great way to save a little because it is (more or less) "inaccessible savings." It takes time, and it's a hassle to power down and get the funds out... and in many cases, the "spending opportunity" has passed by the time you get the funds.
Saving is hard, these days... because things keep becoming "unexpectedly expensive," so you end up plundering your savings, just to get something somewhat essential...
Good luck with your money management!
"Empty spending" is the key word. Thank you so much. That's exactly what I miss everytime. The little ones I don't calculate. Thanks for taking your time to share your opinion. I appreciate it!