Don't think this is a question of ups and downs, it's more about meaning, and if we want HP people or HBD savings people, at the end we can resume this as a choice, have HP and get 10% or powerdown and get 20%.
Sure, but on the other hand, if Hive goes up to, for example, 60 cents any time in the next year then you've just gotten greater than 100% APR equivalent. The potential upside of Hive can't be ignored in that calculation (of course there's a potential downside too).
I'm just pointing out that a relatively high interest rate stable coin has a different appeal than a low interest rate non-stable coin. Interest rate is far from the only consideration. HBD has (currently) the advantage of a high interest rate. Hive doesn't have this. Hive has the advantage of a large potential increase in value. HBD does not have this. You can't compare the two on interest rate alone. When the conversation is happening doesn't change this.
That's actually the best argument for it.
Indeed.
Maybe we should also lower it because Bitcoin APR is 0%.
Yeah, or wait for the carrot season, or change the subject just because.
Yeah I think it's pretty clear that this isn't a conversation we tend to have when number is going up, so maybe it just completely vanishes.
Don't think this is a question of ups and downs, it's more about meaning, and if we want HP people or HBD savings people, at the end we can resume this as a choice, have HP and get 10% or powerdown and get 20%.
Sure, but on the other hand, if Hive goes up to, for example, 60 cents any time in the next year then you've just gotten greater than 100% APR equivalent. The potential upside of Hive can't be ignored in that calculation (of course there's a potential downside too).
"if", "next year"😉
This conversation is happening now.
I'm just pointing out that a relatively high interest rate stable coin has a different appeal than a low interest rate non-stable coin. Interest rate is far from the only consideration. HBD has (currently) the advantage of a high interest rate. Hive doesn't have this. Hive has the advantage of a large potential increase in value. HBD does not have this. You can't compare the two on interest rate alone. When the conversation is happening doesn't change this.