Self-directed 401K instead of state pension for sure. It is one of the main reasons I left teaching at public schools to teach at a public charter school. Since we are off the state pension system, instead I get a vested match amount and I am free to invest the money as I see fit. It is currently a bit difficult to buy spot crypto with my fund, but at least I can still buy proxies like Tesla, Nvidia, Marathon, and Microstrategy.
And of course, there are the account tracking services I use to stay up-to-date on all the latest stock moves made by some of our most powerful politicians here in the US. The fund I have that does this is up over 100% ytd. Fucking insane how these politicians just print profits, and now I'm on the bandwagon. Sorry retail!
Yeah. While there is risk with all securities since we have no custodian, you are in much better shape as opposed to being dependent upon the pension funds of governments since they are going to be in trouble.