I have never thought of having an emergency fund. I just watch problems come sweep off the little I have earned, and I'm like, life is unfair. I accept the idea of having an emergency fund and starting little, I always want to start big and that's where the problem lies. I learnt a lot from this lesson
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That's excellent to hear, sounds like you've found your problem. If you act on it and dont repeat what you were doing before, you'll be on the right road.
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