You're getting very close to hitting the nail on the head here.
It's very important to understand that the definition of a CBDC doesn't have anything to do with the code being implemented, but rather who is in charge. If we take the code of a CBDC and clone it, suddenly it becomes not a CBDC. This is a critical factor that most people are not fully grasping. If a CBDC is defined by centralized control... suddenly we can begin to define every single DEFI project on EVM in a similar manner.
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