Even if everything you buy is necessary, I mean, no waste, It still comes down to making sure you only spend part of what you make monthly. Not all of it, and not charging things - some tell me there is a thing called "cards" to buy...
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Absolutely right! it’s not just about avoiding waste, it’s about intentional budgeting.
Living below your means isn’t a punishment, it’s a strategy. And those “cards”... they can be helpful only if you’re paying in full and collecting rewards, not debt.