For me 200k would already be life changing money so I would take that. I assume that many of those who voted flip are in the same position as me that is why I found this strange. Besides I would not trust my luck to such extent...
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I wouldn't trust my luck either, but still give it a go. 200K would be very welcome, but not necessarily overly lifechanging. I would be almost debt free on my house though :)
You might like gambling animes: Kaiji and One outs. Manga Liar game is also great(apart of the ending).