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It’s a fair observation. Retirement as we know it was quickly adapted to longer lifespans, but that doesn’t mean it's an all‑inclusive solution. Should we reimagine these later life years?

It's a carrot on a stick 😔

In a sense, it is - but achievable if we create a strategy and stick to it for a long time. Most people don't educate themselves enough to get to that point, or otherwise lack the discipline.