Hello my friend! 😊
You have a talent for stating most of the stuff I'm thinking but can't get down into words, thank you for that, it's like you've been inside my head for most of this post. I don't know how you did it, okay, I know you didn't, and great minds are just thinking alike again, but it doesn't make me wonder how many other people totally agree with you in their minds and just haven't been able to put these sentiments into words before seeing this post, like myself...
At this stage of my life, I want to be debt free, which I'm working my butt off for right now and hopefully, Lord willing, by the end of 2025 we will be. You're right about their being sacrifices to everything though. We're sacrificing going out to eat, getting a new-to-us vehicle, a new stove, clothes dryer, and some other stuff, to try to ensure our debts are gone by then. It's hard and not fun when you sacrifice going out with friends/family, so you can put those funds to debt pay down, but it's the only way that I know how to do it, so I soldier on. It will be worth the sacrifices to see our bank account out of the hole and knowing our debts are paid off and we are free from that yolk, finally. 😊
I wish that moment for everyone, the weight of debt is a heavy burden and I'm looking forward to dropping it soon. 😊
I have to go get my day started now, so I'll say goodbye and chat with you again soon. 😊
God bless you and your wonderful family. Have an awesome day my fabulous friend! 😊
This is something I actually aim for. I want to help people reflect a bit on their own experiences and see where they can improve their lives themselves.
The other thing to consider is adding (even a small) additional stream of income. Those small amounts invested or paying down debt can have a huge impact in a few years.
Have a great day :)