I won't change my strategy much either because of the new APR. I'll keep staking HIVE and adding HBD to savings, because they are both my goals, and the 20% APR will hopefully help me reach the target for HBD. Not sure about HIVE, looks like this will add some pressure on HIVE to increase, if conversions reduce the supply of HIVE.
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That will help for sure in your HBD goal! Good for you! It was a nice surprise to see 20% APR happening :)
And regarding HIVE price, we will see... I don't want to speculate a lot on that... I'm OK with any scenario regarding that... lol...
!PIZZA
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