The best argument for Defi is that it's advancing at the speed of light compared to traditional finance. Even if it's still in early stages, and there are still loopholes being exploited as well as the ignorance of some of the participants in this new space, those will find a fix way faster than traditional finance takes to grasp what hit them and how was it possible, since they thought they controlled the world.
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It is easier to advance at the speed of light in the early stages. Quantum computing is on the same path since it is also in the embryotic stage yet it is still a decade away from much that will be applicable in the real world usecase.
That said, we need to keep growing and spreading things out. The more we have in different areas, the better it is.
As stated in another comment, the addition to interest for HBD is a great addition. Now any money held in savings (post HF) is DeFi monies.
We just need to keep expanding it on Hive.
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And that's low risk Defi, because there isn't the possibility of a rug pull and we are talking about a stable-ish coin.
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