You are spot on.
The fun part is the key section (Commercialization) has nothing to do with stablecoins. It applies to HIVE coin itself.
A lot of U.S. people talking about HBD miss that most people do not buy bread with USD. HBD is nice for trading purposes but that is it.
A few decades ago, cheerleadres of EURO were all about: "Imagine going abroad and paying with the money you use at home." Guess what, I live outside the Eurozone and when I go abroad I can pay with the same piece of plastic I use at home. Sick timing.
Even if you do all your business to people within your physical proximity (which can still easily mean two or three bifferent base currencies) you can easily do your pricing in HIVE/BTC/Gold/Oil because their browser is supposed to tell them the price in their currency. It is no longer your job.