The HBD definitely adds up over time. I think someone did some math and for every $60 or so in HBD, you can expect around $1 per month. So the math does add up with all the HBD you added.
Nice job on your commenting goal. Getting above that average is a good change.
Yep. That's simple math at 20% APR. At 120 HBD that's 24 HBD in 12 months, which makes it 2 per month. That means at 60 HBD it's 1 HBD per month.
Thanks. It takes some effort to increase the comment count without replying only with a few words. That's why I always appreciate thoughtful comments.