It's a tough subject to talk about and money is a part of our lives. There really isn't much we can really do and I agree that there are limited resources. People should just do what they can do and I do think that most things are transactional.
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It's a tough but vital subject that's not often explored or talked about, but this is actually how our lives are. We're transactional in nature and most times, we only tilt to paying back those we feel indebted to.