I agree with your view that people need to consider where their money goes. I think the biggest issue is that most people don't have much financial education. It's not taught in school and people generally have to look out for information on their own. I'd rather spend less and own more.
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There would be more that wouldn't be taught in schools subsequently. I feel that people would be responsible for rne education they wish to have, it's always going to be a necessity
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