It's hard to decide where to put that money and make sure it's sill available incase you have to pay it back. HBD is a decent choice but the liquidity and we don't know if it will ever fail. I don't think it will but the chance is there so I prefer to not have the situation.
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Hahaha amen. I prefer not to be in that position too because we cannot trust HBD 100% as liquidity is an issue. But if there's liquidity and HBD does well. I think it'll be a steal.