Most investments tend to be speculation but there are options that may work out and others that won't at all. So there needs to be research done on the crypto projects.
As for financial education, I think concepts like compound interest and stuff like that should be taught in class.
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Compound interest most especially. It seem to me like it's a practical knowledge and aspect of one's life that's important to help them grow financially, sadly it isn't. It's a crazy system of education out there.
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