It sucks but a lot of people's habits changed and the supply chain issues caused everything to get messed up. Prices have changed and I don't think the huge government money helped either. At this point, people have used up most of their savings and a lot fo them going into debt like credit card.
As for Hive, I am optimistic that it will get to a point where I can live off of Hive but I don't really know when that will ever happen.