The banks are the main issue in this problem and I just don't see them taking that many bad loans unless the government backs up all the loans. They are generally not in the business of losing money
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Banks arent about to lend with economic headwinds. It is not in their best interest.
Thus, the solution will be more fiscal spending by the government, which doesnt add any more USD to the system, just shuffles it around.
We really need cryptocurrency to kick off to a much greater degree.
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