If we want HBD to be a true stable coin, then there needs to be a lot more of it out there. I think the pHBD/USDC pool out there is a great start to allow people to go in and out of HBD. I don't think a 3 day withdrawal period is that high and the peg shouldn't really be that large with the pHBD/USDC pool in PolyCUB.
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The pHBD/USDC pool might be the one saving grace. The pool isn't really dependent on the high interest.
Three days is not a long time. However, it is long enough to keep people from using HBD as their primary currency. People who plan large purchases factor such things into their equations.
For example 3 days is a tenth of a month. I would not put money in HBD that I might use in the upcoming month because that 3 days reduces my interest by 1 tenth.
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