From a simple check with your name and ID number your credit score can be checked in SA, I wonder how long it will to Nigeria to put such infrastructure in place even though it is capable of doing it.
Would be interesting to know how these loan apps operate when the likelihood of debtors not paying back is high, even in SA where credit score is efficiently placed some still fail to pay back.
Hahaha I think Africans will always be Africans. In reality, Nigeria will never put such infrastructure into place. The government does not care about establishing people, it's politics and looting that they're mostly cut out for.
Most loan apps go to the extent of even using the police to trace these people who wants to run away with their money
Currently, palmpay 😂 is the talk of the day regarding that