I get your point of view. I strive hard to maintain a balance because sometimes we don't need to much to be happy except the basics, wanting too much is why people spend a lot on things that they might not need. While I believe luxury is okay, sometimes seeking luxury at all cost is often foolhardy. Like you said, even the richest people would not need more then a toilet, except it's all these huge spenders who spend for bragging rights alone.
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Yes. A self check once in a while is good in order to see if the ego is taking order