I understand people wanting to risk their BTC I mean sometimes it can be boring to just hodl I mean s little risk once in a while sponsored by greed hahaha. But then this isn't really an excuse. As for the middle man stuff, People want things to be done for them total decentralisation is something people will take long to get used to.
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That's why a part of me sees this as a good thing, people need to learn to manage their own money, take responsibility, do research and those lessons aren't learned for some unless they get burned or someone they know gets burned