You're totally right, but even if you live within a means, provided you're a young man and looking okay, without appearing haggard, you're a target for law enforcement. This has happened to me a lot of times.
Living according to standards is another way, but you know, people are always wanting to look far better than their finances, the aspect of fake life in Nigeria is why law enforcement is really targeting Nigerian youths.
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Yea. That's true. Nigeria is not a friendly place to be in. But we move till will are capable enough to leave, since we can't do much to change the situation.