Some businesses literally thrive on who pays fastest
This is true, I'm sure we cannot trust any Nigerian network provider if you're running such a business as this, because the business will fail and this is why I emphasized the fact that speed and time is important if some business were to succeed or do well. In Nigeria, forget speed because literally most bank and network providers have no respect for your business because of the monopoly they enjoy from the government.
People are not looking to question the leaders they will vote. At least not on a deep level.
Nigerians will never question their leaders, half of the population does not. Even more than half. Especially if they're from their tribes and places of origin. People vote on sentimentality and other than competence and quality. Some of these government contestants already knows this and this is why when election comes, they begin to wave the idea of sentiments and tribe to them because they know they're weak in this aspect and will vote them.
Ghana hasn’t made a stand on whether they consider crypto legal or not,
I think it is because they are trying to be cautious and not make any mistakes, unlike Nigeria that outrightly banned it without making any research or checking the impact it has on its citizens economically