RE: LeoThread 2025-12-17 02-10

[jrizle]

All money books say the same thing

Comments

[jrizle]

• Spending less than one earns
• Contributing enough to capture the employer 401(k) match
• Allocating about 10% of income to investments
• Maintaining a 3–6 month emergency fund
• Investing in low-cost index funds

[jrizle]

• Paying credit cards in full each month

Reading without implementing the advice yields little; application is what matters

[logen9f]