Well, I don't have a 401k, but not out of my supreme wisdom, only by working shit jobs with no benefits until I left the USA. So far my biggest retirement asset is my Hive account and two Cambodian daughters.
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There is no 401k for hustling!? 401k are another strategy to keep people trapped in a normal job, unless you play them right. Normal jobs are going the way of the dodo. You've hitched your wagon to the next gen economy. I predict you'll do better than most pretty soon here.
Dammit. I missed the window on this one. That virtual weight you just felt in your pocket was me.