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  1. Track and control spending
  2. Acquire assets that appreciate or generate income
  3. Choose a financially compatible partner
  4. Pay down high-interest debt
  5. Invest in skills and personal development
  6. Resist lifestyle inflation
  1. Trim nonessential expenses
  2. Allocate 20% of income to investments
  3. Associate with business-minded people
  4. Build multiple income streams

What else?