The first of it's kind that I know of in the crypto space using an account as collateral lending model, allowing you to put your HIVE account up as collateral to borrow against the Hive Power contained in it. :)
You still get to maintain usage of the account and can use it like a normal account pretty much, but don't get your owner keys back until the loan is paid off, automated entirely of course in the background.
Oh okay I was just reading a bit about your Hive Loans project, I'm guessing that's it? Sounds pretty neat! I've been wanting to get into some blockchain dev projects, I need to unlazy myself.
Aye captain.
Look at what the community needs in comparison to other chains or your ideal crypto environment then go fourth and build it. If you want to do something, sort of especially with software development, the only thing really preventing you is you. :D