if you want to complain about the hbd savings APR, take a look at your witness votes and remove any votes that are signaling less than 20%. once you've done that, you can talk. otherwise, you're contributing to the problem.
if you want to complain about the hbd savings APR, take a look at your witness votes and remove any votes that are signaling less than 20%. once you've done that, you can talk. otherwise, you're contributing to the problem.
19% is fine with me. Small, well thought-through adjustments are far more sensible than the massive knee-jerk drop to 12% that was floated a while back.
Still better than legacy banks. I think of the difference as what the banks take as their fees & bonuses.
sure, it just makes no sense to lower it based on simple math