I think that CBDC's have been in the world for a long time and are inevitable really. There is major incentive for governments to get rid of cash for tax purposes, money laundering and a plethora of other reasons. I agree that CBDC's aren't competition to crypto currencies but are more of just an update to the fiat system.
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I agree. Just an upgrade, which is so late too. But otherwise currencies have been digital for a long time now.