20% would be amazing! This could consist of a nice way to attract more investors, and also better options to buy HBD on exchanges (which is the main blocking point for me at the moment; I only have Bittrex and the internal market as working options).
I was thus very pleased to see some witnesses having set a 20% APR. It is probably a good moment to invest a bit more in HBD (this is my opinion and blablabla... not a financial advice and blablabla...).
Have a nice week-end geekgirl!