PERSONAL FINANCE
POST ALL YOUR LINKS, COMMENTS, AND QUESTIONS PERTAINING TO PERSONAL FINANCE IN HERE.
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POST ALL YOUR LINKS, COMMENTS, AND QUESTIONS PERTAINING TO PERSONAL FINANCE IN HERE.
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Question.
How much do you spend on mobile? do you the expensive models or do you buy the mid range and change them often?
How do you control spending on mobile?
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I buy a medium range and keep it for atleast 3 years before upgrading, I make sure that I do not spend much on mobile.
I don't need new mobile phones, just phones which connect to a tower. I use my phones as long as I can until they die, break, or get rendered obsolete by thr march of time.
A few weeks ago I bought a new phone, but that was after 3 years with the previous phone.
Basic phones are fine with me. If I can go back to dumb phones, I would.
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I will define the function that I need on my phone and search which one is suitable in term of function and price. Now, I stay with Google Pixel 3 and I'm happy with it.
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I am fine with a mid range mobile. Unless I really need specific features, I don't mind an average one.
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I dont. Mobile isnt the top priority for me.
For me, I drop about $200 on a phone every 3-4 years and just have basic service. That is very low for the US.
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Personal finance is something that is overlooked in the cryptocurrency world. We are so accustomed to people taking care of things for us, that we tend to absolve ourselves of the responsibility.
Cryptocurrency gives us freedom. That also means responsibility. We need to learn about personal finance or be beholden to gatekeepers and intermediaries.
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Financial education is required if people want to do personal finance and that part is lacking in most of the public unfortunately.
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Financial education is left for the parents at home, but sadly many parents don't have the financial education themselves to be able to pass it along to their children.
The education is limited to topics such as saving money for a rainy day, pay yourself first, balancing a checkbook, and credit cards. That's usually as far as it goes. When it comes to showing their children how to make money work for them, many parents can't give their children that education.
So schools don't emphasize financial education, and the parents aren't always the best people to provide financial education to the children. That means we'reon our own to find our teachers and mentors.
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