PERSONAL FINANCE
POST ALL YOUR LINKS, COMMENTS, AND QUESTIONS PERTAINING TO PERSONAL FINANCE IN HERE.
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POST ALL YOUR LINKS, COMMENTS, AND QUESTIONS PERTAINING TO PERSONAL FINANCE IN HERE.
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Question.
What is your one mistake in personal finance that you noticed few years down later? (For me it was not investing into stocks and mutual funds earlier)
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Mine has to do with impatience. I have fumbled many bags in the past.
Secondly, taking on too many risky ventures. This has put pressure on my finances. Learning from my mistakes and doing better.
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Jumping into things without a plan. Sometimes I just got caught up with all the FOMO and FUD.
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FOMO is the worst enemy.
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For me it was the fear when I invested in crypto when I had the opportunity.
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I discoered crypto in 2012 or 2013, back in the days when people couldn't give away Bitcoin fast enough. Due to a number of circumstances (including a move to my current location), I forgot about crypto for many years.
News of Dogecoin closing in on USD 0.75 brought me back to crypto in 2021, and that's when I choose Hive over Steemit.
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It happened to almost each of us back then but you know crypto can go either way.
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Not learning how to cook.
All that food from outside costs money. That's money I could have used for investments or at least savings for a rainy day.
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I thank my mum for forcing us to learn how to cook when I was little. Back then I thought that she was getting it all wrong by forcing guys to cook but when I entered the tertiary institution gar from home, I saw the benefit therein. I do not have to spend money eating outside except when I am too busy to cook.
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Investing in projects without proper research and analysis and this lead to loss in the past.
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