Asides savings, you can use HBD to buy game assets, with all the games on hive, HBD has a couple of use cases, and there are even more games to come that will be using HBD. Also, you can buy items from hivelist store with HBD as well, so that makes it not just an algorithm stablecoin, but a currency with actual usecases. Of course, this isn't to compare the two or talk down on the other, it's more about looking at the bigger picture which is utility, which at the end of the day, is the Only reason people will want to hold on to your coin regardless of market fluctuations.
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Thank you for replying. Still, it's just... within Terra ecosystem you could do all the things you mentioned with UST or LUNA if there were dapps for that, ok, I guess they don't have anything compared to Splinterlands but I would imagine one could buy NFT's on Terra with UST? So I'm not actually seeing the big picture yet..