Western Union has become very expansive, but people are frequent users, impoverished and basically unbanked "guest workers". They go to WU and pay the money to a far far away in a different country account and don't even have a bank account up and running themselves. I've seen that a couple of times with the helpers at the Wiesen in Munich.
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Yeah. That is who those services typically prey (I mean service) upon.
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I don't know if prey open is the the right perspective. They literally lack an on-ramp into the FIAT system. Crypto is fighting with the same circumstances.
We need to start paying people und crypto and have to apply brutal pressure in law makers to open up on- and off-ramps again.