The main thing I am trying to focus on with extra funds is to pay down debt as fast as possible, sure it would be nice to build more of a savings or invest more in whatever, but to me, the burden of debt is by far worse.
that being said we do try to save more than in ye old days. We just don't know what's around the corner and it's nice to have at least a small amount saved for emergency costs.
I agree completely about the debt thing, it's a noose around a person's neck and best removed. At least you're thinking about it and actively working toward getting rid of the debt. That's smart. We're doing the same with the view to have a better future.