You indeed read my mind about financial discipline, money is hard to make and any act of indiscipline during spending can take anyone back to that zero ground ( my worst fear). Sometimes I feel that even if I attain some level of financial stability I won't be able to spend extravagantly, in fact I can't considering how hard it is to make money 😂😂😂
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Now you're getting it, I feel Nigeria itself isn't a country where one can afford to showcase extravaganncy at any cost even if you're wealthy. Being minimal comes at no cost and Someone scared of ground zero would be motivated to spend minimally
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