It's a wrap! Well, I'm fine at the moment with the Ce-Fi options as I can get my head around that - I just won't leave too much in there and keep most of my BTC safely stashed on the ledger!
If you're going to look at Celsius, use the below referral link if you can. You and I get $20 of BTC if you deposit $200 worth in there (you can actually just transfer BTC from another wallet rather than setting up cards, I like it)! Weekly interest paid out on the sats:
https://celsiusnetwork.app.link/1635783480
What's BlockFi like? Heard about that one as well, may have a sprinkling of BTC across the different CeFi sites