Hi @milaan. You can get a lot of information here. I think the "Balance value estimate" is the total vote value that you are able to get at the moment with several posts. You next post will earn 0.449 and this value will reduce for multiple posts until a total value of 1.348 is reached. As time goes by, without posting the value will increase. So you don't lose value if you don't post (up to a certain amount) but get the value accumulated. Not the full value will get distributed on your next post in order to support the following posts... hope this helps and is correct ;-)
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Thank you. I appreciate your time. And I will definitely go through the FAQ.