Okay. Have a look at the wallet. There, highlighted in green, is the number you're looking for. HBD savings portion will always indicate current APR.
Now look at the witnesses page. There you can see all the "signals" for each witness. Top 20, find the median, and there's our APR. Since the system is decentralized and designed to be flexible, one could almost predict change on the horizon. Some have been signaling lower rates for years. Whatever the rate is, any time someone is talking about that, it should always come with the words "subject to change." Always. Always. Always. Can't stress that enough. Noticed plenty leaving that out over the years.
Peakd will provide this information, accurately, and near real time.
If one witness makes a move, it's not that individual deciding for everyone. It takes everyone. So even those signaling 20% are contributing to the current rate of 15%.
Now, I know it's difficult to find information beyond that. Sometimes I stumble into the most random things that turn out to be somehow important, like this post, and especially the top comment:
Then lower down in the comments, you can see me recommending someone get the popcorn ready. You don't have to agree with my opinions and just know I mean well. Sometimes I forget my filter at home lol.
But pay special attention to that top comment and the responses.
Often, since there's so much backlash, at times, I personally believe it's best to make the move first, and answer later. Otherwise, making decisions become difficult, to the point of being paralyzed. If we can prevent a downward spiral, inaction would lead to much disapproval as well. Would you agree?
P.S. I found your comment via acidyo's post.
I do use PeakD, and I check my witnesses and the interest number fairly often ... but at my bank they send me a notice if they are going to just drop my interest five percent, so no, I'm not spot checking it every day. I will now, at least every week. I'll probably spot check my witnesses every week now, too. As a crypto investor across the market, that's harder than I need to work for everything else, and that's harder than I need to work with my USD even with the Federal Reserve jiggering with inflation as well. As a a best-selling author who dedicated a whole chapter to introduce readers to Hive, that also gives me great pause, because investors like STABILITY, and ADVANCED NOTICE.
In looking at your comment, and the comments overall, there is a little something being overlooked ... altcoin bear markets tend to run 2-2.5 years, because they lag Bitcoin, and Bitcoin bear markets run about 1.5-2 years. Hive is no exception to the rule. Hive didn't have an ETF come in early, but it does tend to track Bitcoin's downs even harder than its ups, and the cycle uppity-ups are not predicted to start until OCTOBER. I wish that the people making decisions about the chain understood just that. It would save a lot of trouble. Most altcoins are not going to outperform Bitcoin, and Bitcoin is ranging in a bound. Hive is probably going to be range-bound where it is until Bitcoin breaks out, too, if the last cycle was any indication.
Here's something else that would save a lot of trouble: Hive started in a world crisis and was a lifeline for MANY. That is the legacy of how Hive formed its community, and it would be wonderful if the people in those positions stopped being cast as the enemy of all good. Instead of coming to people and saying, in at least Hive's top three languages, "This is what is going on, and we would like you to change this behavior so we can stabilize X," stuff gets changed and the rest of us have to play catch up. I go into Chain News every week. I will subscribe to Hive Statistics just to be able to keep up better, but that still means that everyone who doesn't know to do that can readily get a sense of what and why. That does not engender trust, at all.
Furthermore, I gather from you putting "The Hive Community" in quotes that you don't think of it as a real thing. Well, a lot of us were sold that it was a community different from where we come from, where oligarchs do their thing and we like it or lump it. If we are a self-governing community, then we need the information to govern ourselves. If we're not, then what are we? Everyone is going to come up with their own answer if the idea from the top is "We're going to do what we think is best, we don't think you're even intelligent enough to understand so we're not giving you any input or a chance to help us right things before we act, and you're going to just stay quiet and not find out most of the time, and when you do find out, you're not supposed to take action toward some accountability on our part to you."
I love popcorn, @nonameslefttouse. I like it with cayenne and black pepper, butter and salt ... and I am generous with the pepper when put to it. Now I would rather NOT be in the position of being the first to share big news in Hive's three languages and advising them on how governance works because we have nothing else to work with when coming from behind. I would love for Chain News to have the news, and I truly appreciate the witnesses who make it their business to keep everybody up on what they are doing, who actually act like this is a WE thing, not an "us who know and have the power and information versus them."
But hey -- if we gotta have popcorn because this is how we are going to do things, I'll be here with the pepper as long as I think Hive, and all its peoples, are worth it. There are many, many people, across dozens of countries, that I know and love here. For some of them, Hive is literally LIFE. I have personally helped save people's lives through this platform. That matters to me, and anything that changes that matters to me. Now, if we are all actually trying to do the same thing, but it is miscommunication, great: that can be fixed. The powers that be can stop having us play catch up, any time they want. We should not have to randomly be bumping into changes that affect everyone if we all intend to do the best by everyone and respect Hivers' right to informed self-governance.