If one wishes to maintain their level of financial comfort, contingency plans are no longer an option, but rather a necessity.It is those that consider making plans for uncertainties that are shaken by a little wind and fall to the ground.
I am very much of a person that never really plans for contingencies, but now I am learning to do so as bigger blows have come my way. And there really isn't much that can make one frustrated when things do not go as planned and one is helpless to hold up the situation.