This has been on my mind recently, thanks for posting. You've thought about it more deeply than I have. Every single crypto related podcast I listen to has this disclaimer usually and the start and end of every episode. It gets old. I've had a lot of people asking me about Bitcoin on Facebook lately. I tell them, "Well, since I've practiced medicine without a license in the third world as a young soldier, I'm going to give you some completely unregulated and unlicensed financial advice right now!"