I believe that saying not to trust is not a good excuse for not protecting yourself.
Obviously the insurance agencies will look for a profit, but there are so many that there will always be something convenient for us too and it is important to protect ourselves from any accident.
As in everything, I believe it is necessary to study, evaluate all the hypotheses and then choose which agency to rely on.
Nice post!
You are very right my friend. We should always find the standard firm that will be responsible for our losses (that's if there are any in the future.