No bank on God's green earth would give you up to 10% APR on any form of investment. Thinking Hive savings is a waste is thinking only about today and not the nearest future, a mistake too many of us tend to make. We want to get rich now and fail to think of tomorrow. Compounding 20% interest would do anyone well in the near future.
You would have had 100% ROI in about 3 years with HBD savings and then the growth becomes continuously exponential, and even better is the fact that you are dealing with a stable currency.
Yes, I agree that investing in mainstream free coins tends to come with loads of benefits but it also comes with enormous risks that we all know too well about.
@martinlazizi was right in suggesting newbies focus on accumulating HIVE, actually HP, to grow first before focusing on HBD.
Thank you for your response, but i'd think you got some part of the writeup wrong. I didn't insinuate that saving in hive is waste. I only tried to point out that saving in hive or Hbd is great but not too beneficial for starters who needs to build their account. Powering up does the better trick for new account builders, I hope I stated this already on the write up.
Thank you once again for your response
Brilliant post by the way