i might be wrong but i feel CBDCs were never actually the plan, only the scarecrow to have everybody be content with a cryptocurrency payment system in the end when CBDCs are officially slashed and discontinued.
BTC is such a hype it's awkward - the underlying tech is not a basis for a new financial system. now Hive or ICP - that would bring some real advantages.
either way, i am not sure how much longer cash will be around...
Have you tried the Hive debit card?