I like the way you think, my friend... Have a similar opinion about HBD like you, and all this hype about 20% isn't really getting to me... It is still pegged to the USD, and it's suffering from inflation... so, 20% - 10-15% inflation, and you get 5% APR per year...
I will keep on reading about the project, following the link in this post, and have no doubts that we will co-operate on this one too...
Btw. yearly dividends are OK, but I think that quarterly would be much better... Just to keep people more incentivized to invest... ;)
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