Back in 2000s I had also 3-4 accounts and I had some savings where I got 8-12% APR, which was amazing for that time... But, it didn't last for long... hahahaha
Could we make it to zero? Hmm, not in the immediate future, I'd say. But 10 years down the road, who knows? It might be possible.
I would like to be more optimist regarding this, and I would say maybe 3-5 years from now :)
!PIZZA
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I'd like to see that. :)