I still haven't found the best (and easiest) way to keep everything safe. For now, I think I'm mostly at the 'spreading risk' stage. I've got crypto in various places, got some things written down, some things stored in other places. Honestly, sure things could be stolen, but I'm more afraid I'll lose access by losing passwords / key phrases! I still get confused sometimes by this thing called crypto.
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I think a mixture/spread is always a good thing to cover all bases. Things can also get written down wrong too, sheets of paper lost, 3rd party liability etc! Can be a minefield even for those who have been in it longer!